Business Advisory & Virtual CFO Services in Sydney

Expert financial strategy for Hills District businesses that want to grow - not just stay compliant.

What We Offer

Know Where Your Money is Going.

You're generating revenue. You're working hard. But are you actually making progress? Many small business owners are so busy running the business they never get time to work on it strategically. EXP-ACC's Business Advisory and Virtual CFO services give you the financial guidance of an experienced CFO - on demand, at a cost that makes sense for a growing Hills District business.

Cash Flow Management.

Revenue isn't the same as profit - and profit isn't the same as cash in the bank. Many businesses that look successful on paper are actually cash-poor, with money tied up in unpaid invoices, excess stock, or poor timing. EXP-ACC analyses your cash flow patterns, identifies where money is leaking, and builds forecasts that show you what's coming before it arrives.

  • Monthly cash flow reporting

  • 13-week rolling cash flow forecasts

  • Debtor and creditor management

  • Working capital optimisation

  • Scenario planning (best, base, and worst case)

Virtual CFO - CFO-Level Expertise Without the CFO Salary.

A full-time CFO costs $150,000 to $300,000 per year. Most Hills District businesses don't need that - but they do need someone who understands their numbers, builds financial models, and helps them make strategic decisions with confidence. That's expactly what EXP-ACC's Virtual CFO service provides.

  • Monthly management reporting and KPI dashboards

  • Budget and forecast development

  • Business structure optimisation

  • Growth planning and scenario analysis

  • Profitability improvement strategies

  • Support for bank finance applications and investor presentations.

Is Your Business Structure Costing You Money?

Many small business owners start as sole traders and never revisit whether that structure still makes sense as they grow. The wrong structure can cost thousands in unnecessary tax every year - and it's one of the most common (and fixable) mistakes we see. EXP-ACC reviews your current setup and models the tax impact of different structures - sole trader, company, partnership, or trust - so you can make an informed decision about what's right for your stage of growth, not just what was easiest when you started.

Bookkeeping FAQs

Still have questions?

What is a Virtual CFO and does my business actually need one?

A Virtual CFO gives you the financial strategy and oversight of an experienced Chief Financial Officer - without the $150,000-$300,000 annual salary. If you're making decisions without clear financial data, struggling with cash flow, or growing faster than your current accounting setup can handle, a Virtual CFO can make a significant difference. Most Hills District businesses don't need a full-time CFO, but they do need someone in that role part time.

How is business advisory different from my regular Accountant?

A standard Accountant keeps you compliant - they lodge your tax returns and BAS on time. Business Advisory goes further. We look at your profitability, cash flow, structure, and growth strategy, and help you make informed decisions throughout the year - not just at EOFY. Think of it as having a financial co-pilot, not just a record keeper.

How much does a Virtual CFO cost?

Virtual CFO services are typically priced as a fixed monthly engagement, making them far more predictable than hourly billing. The cost depends on the size of your business and the level of support needed. We offer a free initial consultation to understand your situation and recommend the right level of service - contact us to find out more.

Can EXP-ACC help if my business isn't profitable yet?

Absolutely - in fact, that's often when business advisory adds the most value. We analyse where money is being lost, identify quick wins, and build a clear picture of what needs to change to get the business performing. Early-stage and turnaround situations are something we're well equipped to work through with you.

Do I need to be in the Hills District to use your Business Advisory services?

No. While we're based in Schofields and serve businesses across the Hills District - including Rouse Hill, Kellyville, Quakers Hill, and surrounding suburbs - we work with clients remotely via Zoom across Greater Sydney and beyond. If you prefer face-to-face meetings, we're happy to arrange those too.

EXP-ACC Accounting & Taxation Pty Ltd is a Registered BAS Agent (Registration No. 26269423). We are a licensee of Platinum Accounting Australia Pty Ltd. BAS Agent services, including BAS and IAS preparation and lodgement, GST advice, payroll and STP services, may be provided directly by EXP-ACC Accounting & Taxation Pty Ltd under its BAS Agent registration.

Tax agent services, including income tax returns, tax advice, tax planning, company tax returns, trust tax returns, SMSF tax returns and related tax agent services, are provided through Platinum Accounting Australia Pty Ltd (Registered Tax Agent No. 26185952).

EXP-ACC Accounting & Taxation Pty Ltd assists in the delivery of tax agent services under Platinum Accounting Australia's supervision and quality control framework.

Engagements involving tax agent services will be issued through Platinum Accounting Australia.

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